Affordable Bankruptcy Attorneys
If you have determined that you need to file a bankruptcy, there are several things that you will need to consider. Choosing a good experienced attorney is important to ensure that you file the correct Chapter and that all of your paperwork is properly filled out. Your choice of an attorney will depend on what specific type of bankruptcy you need to file. For instance, if you are filing a business bankruptcy then you will need a commercial bankruptcy attorney who knows the laws and regulations regarding corporate filing. Choosing affordable bankruptcy attorneys may be at the top of your list but there are several other factors that you will need to keep in mind.
How to Find a Qualified Attorney
There are a number of ways that you can go about finding a bankruptcy attorney. If you have family and friends who have ever filed then be sure to ask for referrals. You can also search your local telephone directory for names of attorneys that have experience in filing and representing clients through bankruptcy proceedings. Of course, attorneys have to respect the attorney/client privilege so you may not be able to get referrals from different attorneys to speak with their past clients. You may find that some have clients who have given permission to be used as a referral and it never hurts to ask. Otherwise, take the time to do a bit of research. Again, ask for referrals from friends and family members. Once you have a few names be certain that you check into the background and reputation of each attorney.
Average Cost for Filing Bankruptcy
The average cost of filing for bankruptcy depends on a number of factors including the specific type of bankruptcy that you file. You can find many affordable bankruptcy attorneys who will include the filing fees in with the attorney's fees. This is something that you will need to check before you retain your attorney. Ask about what specific fees are included in the cost. Payment is normally required before filing for the filing costs as well as the attorney fees. This is another thing that you will need to verify before you choose your attorney. If payment is going to be a problem, you may find some affordable bankruptcy attorneys who will allow you to pay a retainer fee and then make payments during the bankruptcy process. Just remember that you will need to have all of these fees filed before the bankruptcy will be discharged.
Things to Consider Besides Cost
While finding affordable bankruptcy attorneys is important, you should not allow cost to be your only determining factor when choosing the attorney that will represent you throughout your bankruptcy. Experience is very important. Do a bit of research, check the credentials on all attorneys that you are considering and as for referrals. Take your time when choosing and you should be able to find an attorney that offers affordable rates as well as the experience needed to get you through this difficult and often confusing process.